Lender Spotlight: Wisr

Wisr is an Australian financial technology company that provides personal loans, car loans, and debt consolidation loans to customers through its online platform. Founded in 2014, Wisr aims to offer a simpler and more transparent alternative to traditional banks.

Through its online platform, Wisr allows customers to apply for loans in minutes, receive loan offers tailored to their circumstances, and manage their loans online. Wisr also offers a suite of tools to help customers manage their finances, including a budgeting tool and a credit score tracking feature.

Wisr operates under an Australian Credit Licence and is regulated by the Australian Securities and Investments Commission (ASIC). The company is committed to responsible lending and takes measures to ensure that customers are not overburdened with debt.

Why Borrowers are Choosing Wisr

Borrowers in Australia are choosing Wisr for their lending needs due to several reasons.

• Competitive Interest Rates

Wisr offers competitive interest rates on personal loans, car loans, and debt consolidation loans, often lower than those offered by traditional banks.

• Easy Application Process

Wisr have a simple online application process that allows borrowers to apply for a loan quickly and easily. The application process can be completed in minutes, and borrowers can receive loan offers tailored to their circumstances.

• Transparency in Lending

Wisr provides clear information on their rates and fees, and borrowers can see the total cost of their loan upfront. This helps borrowers to make informed decisions about their borrowing and repayment.

• Flexible Loan Terms

Wisr offers flexible loan terms ranging from 3 to 7 years. Borrowers can choose to make extra repayments or pay off their loan early without penalty. This provides borrowers with more control over their borrowing and repayment schedules.

• Dedicated Customer Service

Wisr’s customer service team has received positive reviews for their responsiveness and helpfulness.

Overall, Wisr offers borrowers a simpler and more transparent alternative to traditional banks, with competitive rates, flexible loan terms, and excellent customer service.

Customer Reviews

Featured Google reviews of Wisr

Lender Key Highlights

1. Personalised rates: Wisr offers personalised interest rates based on your credit score. This means that if you have a good credit score, you may be eligible for lower interest rates.
2. Improve your credit scores: Wisr provides tools and resources to help borrowers improve their credit scores. This is important because a better credit score can lead to better loan terms and lower interest rates.
3. Choose your terms: Wisr offers loan terms of 3, 5, or 7 years. This gives borrowers the flexibility to choose a loan term that suits their needs and budget.
4. Pay your loan off sooner with Round-Up: Wisr offers a Round-Up feature, which allows borrowers to round up their purchases and automatically apply the extra funds towards paying off their loans. This can help borrowers pay off their loans sooner and save money on interest.
5. Customer Service: Wisr has a customer service team that is available to assist borrowers with any questions or concerns they may have. This provides borrowers with the peace of mind that they can easily reach out to a human if they need help.