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Online Lender: Good to Go Loans


Good to Go Loans

Product Highlights

  • Loans from $500 to $30,000
  • Up to 2 years

Company Brief

Good to Go Loans is a reputable Australian-based financial services company that specialises in providing quick and reliable short-term loans to individuals facing temporary financial challenges. With a commitment to excellent customer service and responsible lending practices, Good to Go Loans has earned a strong reputation in the industry as a trusted and transparent lending partner.

Good to Go offers loans ranging from $500 to $30,000 with loan terms from 6 months up to 24 months. These loans are accessible to a wide range of individuals, including Australian pensioners, recipients of Centrelink benefits, and fast loans for those who are currently unemployed. Regardless of your credit history, they welcome all applications, making it possible for those with bad credit to seek financial assistance. With their fast loan processing, you no longer need to stress about affording the expenses that are weighing you down. Instead, take steps to get the financial support you need swiftly and efficiently.

Loan Options: Good to Go Loans

Line of Credit and Cash Loans

Good to Go Loans provides small loan amounts starting at $500 to $2,000 for line of credit and $5,000 for cash loans. Both have repayment terms of 6 months to 24 months.

Personal Loans

Good to Go Loans offers quick and easy personal loan services to help individuals with various needs. They provide short-term personal loans with short repayment terms. They also offer flexible personal loans with varying loan amounts, ensuring customers have access to the right amount that best suits their needs.

Good to Go Loans is committed to supporting individuals with bad credit, offering short-term financial support with fast background checks. They also provide personal loans to Australian pensioners, individuals receiving Centrelink benefits, and those unemployed but possessing income or income-earning assets.

Good to Go Loans offers personal loans ranging from $3,000 to $30,000, with loan terms ranging from 6 months to 2 years.

Car Loans

Good to Go Loans is also a leading car loan provider in Australia, offering tailored loans to suit individual circumstances and car-related expenses. With a focus on providing a swift and efficient solution, the company ensures coverage for all car-related expenses. Good to Go Car Loans welcomes all applications and extends car finance to a wide range of individuals, including those with bad credit.

The lending service offers both secured and unsecured finance options for new and used vehicles, catering to customer needs and preferences. They also provide car repair loans with a hassle-free and quick application process. Good to Go Car Loans also offers low-doc car loans, facilitating a flexible and efficient verification process to avoid unnecessary paperwork and delays.

Business owners seeking financial support for fleet expansion or car-related expenses can benefit from Good to Go Loans’ specialised Business Car Loans, which provide suitable financial assistance to meet various business transportation requirements. Good to Go Car Loans believes in providing a second chance for individuals with a history of bad credit, offering an easy, online fast-approval process.

The car loan options at Good to Go range from a minimum of $3,000 up to $30,000, providing a flexible range to meet your needs. Once approved, the loan can be used for purchasing a new car or covering repair expenses for your existing vehicle. The loan terms are adaptable, offering durations ranging from 6 motnhs to 2 years, allowing you to choose a repayment plan that suits your circumstances best.

Business Loans

Good to Go Loans provides a convenient solution for businesses seeking extra capital, including shop fit-outs, extensions, retail stock loans, and more. The lending service offers a hassle-free online application process, ensuring fast and efficient acquisition of funds.

Good to Go Loans offers different types of business loans available under specific circumstances, offering a second chance for businesses to pursue their goals and alleviate financial burdens. Among them are bad credit business loans, which cater to businesses with less-than-ideal credit histories, providing them with an opportunity to access much-needed funds despite past setbacks. Another type of business loan is the payroll cash advance, which proves to be a valuable solution for managing payroll efficiently.

There is no specific minimum and maximum loan amounts for business loans. Simply apply for a loan stating the amount you need and follow the process of approval. Loan repayment terms also range from 6 months to 2 years.

Loans for Bad Credit

Good to Go Loans can help individuals burdened by a less-than-ideal financial history. With a focus on fast approval of loans specifically catered to applicants with bad credit, they offer a way to overcome past financial setbacks and pursue plans without hindrance. They can also help those whose loan applications may have faced rejection from traditional lenders. At Good to Go Loans, they firmly believe in providing a fresh start and a second chance, empowering clients to embrace a brighter and more promising financial future.

At Good to Go Loans there is no early exit fees. However, borrowers will need to enquire with their customer hotline directly to know more about other associated loan fees such as minimum and maximum APRs, establishment fees, monthly fees, and default fees.

Note: All the information included here on Friendly Finance are accurate and in line with the data provided on Good to Go Loan’s website as of November 2023.

Good to Go Loans Application Process

How to Apply

To apply for Good to Go Loans, you can follow these simple steps:

  • Visit the official website: Go to the Good to Go Loans website at https://www.goodtogoloans.com.au/.
  • Navigate to the Loan Application Process: Click on the “Loan Application Process” link on the website. This section will provide you with step-by-step guidance on how to apply for a loan.
  • Start the Online Application: Begin the loan application process by filling out the online application form. You’ll be required to provide necessary personal and financial information. Make sure to accurately fill in all the required details.
  • Submit the Application: Once you’ve completed the application form, review it to ensure all the information is correct. After verifying the details, submit your application online.
  • Wait for Approval: Good to Go Loans will review your application promptly. If you meet the eligibility criteria and provide the necessary information, you may receive same-day approval.
  • Receive Funds: If your loan application is approved, the funds will be disbursed to your nominated bank account. Depending on your bank’s processing time, you may receive the funds as quickly as the same day.

It’s important to note that while Good to Go Loans provides loans to people with bad credit, they have specific eligibility criteria and lending practices. Be sure to read through their website thoroughly, including the terms and conditions, to understand the loan terms and any associated fees.

Depending on how fast you complete our application and assessment process, you could have a loan completely approved within thirty minutes.

Eligibility Requirements

To determine if you are eligible for a loan with Good to Go Loans, you can visit their website’s page dedicated to eligibility requirements at https://www.goodtogoloans.com.au/am-i-eligible-for-a-loan/. Here are some key factors that are typically considered for loan eligibility:

  • Residency: You need to be an Australian citizen or a permanent resident of Australia.
  • Age: You must be at least 18 years old to apply for a loan.
  • Income: Good to Go Loans require applicants to have a regular and stable source of income. This can be from employment, self-employment, government benefits, Centrelink payments, or other forms of income.
  • Bank Statements: Applicants will need to provide their bank statements to assess their income and spending habits.
  • Affordability: The loan amount requested should be affordable for you to repay comfortably.
  • Credit History: While Good to Go Loans provides loans for people with bad credit, they will still consider your credit history as part of the application process.
  • Debt Obligations: The lender will assess your existing financial commitments to ensure the loan will not put you in financial hardship.
  • Valid Contact Information: You should have a valid email address and contact number for communication purposes.

Meeting these eligibility criteria does not guarantee loan approval, but it indicates that you meet the minimum requirements to be considered for a loan with Good to Go Loans. It’s essential to provide accurate information during the application process to increase your chances of approval.

Maximum Loan Amounts

Generally, you can borrow any amount from $500 to $30,000 but specific terms and conditions may apply based on individual eligibility and financial circumstances.

How is the money transferred?

Once your loan application is approved, the funds will be swiftly transferred to your bank account. The same-day transfer ensures you receive the money promptly. However, the availability of the funds in your bank account may also be subject to your bank’s processing time. Rest assured, Good to Go Loans aims to expedite the transfer process, enabling you to access the funds without unnecessary delays.

Need help?

For any inquiries or to get in touch with Good to Go Loans, you can use the following contact information:

Website: https://www.goodtogoloans.com.au/

Contact Page: https://www.goodtogoloans.com.au/contact-us/

Phone: 1300 197 727

E-mail: admin@goodtogoloans.com.au

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Good to Go Loans Fees and Repayments

Good to Go loans have a flexible rate and fee structure that can change depending on the loan type and amount borrowed. The Good to Go website does not offer a precise, stable table of rates and fees as a result of its dynamic nature.

Despite this, the application procedure is very transparent. Good to Go will disclose all applicable fees when presenting a loan offer once an applicant has submitted their application. Before initiating an application, it is best to get in touch with the Good to Go accounts department directly at 1300 197 727 if you want more specific information.

Notable Loan Product Features

  • Fast Approval Process: Good to Go Loans may offer a quick and straightforward application process, with approvals often provided within a short timeframe.
  • Flexible Loan Options: They might offer various loan types and borrowing options, catering to different financial needs and situations.
  • Bad Credit Consideration: Good to Go Loans could be more lenient towards individuals with less-than-perfect credit scores, providing opportunities for those with bad credit histories.
  • Small to Medium Loan Amounts: They may specialise in offering smaller to medium-sized loan amounts, suitable for short-term financial requirements.
  • Repayment Terms: Good to Go Loans might provide flexible repayment terms, allowing borrowers to choose a suitable repayment schedule.
  • Online Application: Applicants could have the convenience of applying for loans online, making the process more accessible and efficient.
  • Personalised Service: They might offer personalised customer service, assisting borrowers in finding the right loan option for their needs.
  • No Hidden Fees: Good to Go Loans may pride themselves on transparency, ensuring all fees are disclosed upfront to avoid surprises later.

The Company: Good to Go Loans

Good to go loans


  • Quick and Easy Application Process
  • Acceptance of Bad Credit
  • Responsive Customer Service
  • Transparent fees


  • High-Interest Rates
  • Strict Repayment Terms
  • Limited Loan Options

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