Home Renovation Loans
Financing your home improvements

Apply now and have an approval decision within minutes

House keychain placed on Australian banknotes, symbolising home loan

No Collateral Required
No Collateral Required

Unsecured loans won’t require you to provide collateral to get the money you need.

Quick and Easy Disbursement
Quick and Easy Disbursement

You don't have to wait for weeks to get the funds you need.

Flexible Loan Repayment Terms
Flexible Loan Repayment Terms

Choose the repayment schedule most suitable for your financial situation.

Apply for a Home Renovation Loan

What are the fees associated with home renovation loans?

Establishment Fees
Establishment Fees

The establishment fees for home renovation loans should not exceed 20% of the total amount borrowed.

Monthly Fees
Monthly Fees

The maximum monthly fees associated with home renovation loans will not exceed 4% of the total loaned amount per month.

Default Fees and Charges
Default Fees and Charges

All charges to be imposed in the event of borrower default and late payment should not exceed 200% of the total loaned amount.

Fees and costs associated with our home renovation loans are highly regulated by the Australian Securities and Investments Commission (ASIC).

3-Step Application Process for Home Renovation Loans

Here at Friendly Finance, we aim to provide you the hassle-free experience in acquiring the funds you need.

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Apply for a home renovation loan
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Apply for a home renovation loan

Ways to finance home renovations

There are many different lenders and loan options you can choose from, which can be daunting. Here are some that can help finance your next renovation project.

Personal Loans for Home Renovations

Personal loans are a type of finance that allows you to borrow any amount from $2,001 up to $50,000. Aside from choosing your loan amount and payment term, you can also decide whether to take out a secured or unsecured loan.

Apply for a Personal Loan

Green Loans for Home Renovations

A green loan is a personal loan designed for environmentally friendly and long-term home improvements. Green loans provide lower interest rates and more flexible repayment terms. However, there are restrictions on how the funds may be spent. Green additions or upgrades will be the extent of your remodeling.

Learn more about Green Financing Options

Explore your options for home renovation loans

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Am I eligible for a home renovation loan?

Lenders impose specific eligibility criteria to assess a borrower’s ability to repay the loan while ensuring responsible lending.
  • The applicant must be at least 18 years old
  • The borrower must be an Australian citizen, a permanent resident, or hold a valid visa that allows them to live and work in Australia.
  • Provide proof of ownership, such as a land title or mortgage statement.
  • Demonstrate that the funds will be used for home renovations, such as through renovation quotes, contractor agreements, or cost estimates.
Get Your Home Renovation Funds Today!
Designed with your convenience in mind, our process ensure that you can get the financial assistance you need without the hassle of traditional banking.
Apply for a Home Renovation Loan

Home Renovation Loan: Frequently Asked Questions

Don’t see what you had in mind? You can reach out to us via our contact form or email us at info@friendlyfinance.com.au

Home renovation loans FAQs Is it difficult to get a renovation loan?

As long as lenders see that you have good credit based on your credit report, good income, and you can pay the loan amount, then it’s not difficult.

Will renovating add value to my property?

Yes. Renovating your home will allow you to increase its value and sell it at a higher price when the time comes.

How can I finance a home renovation without equity?

You can still look for other finance options for a home renovation even if you don’t have equity in your house such as using your savings account or taking out a personal loan.

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61288805873
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903 level 9, 50 clarence st, sydney, nsw, 2000
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Marketplace Finance Pty Ltd with ACN 608 607 227 and ACL 487316 is trading as Friendly Finance. Friendly Finance does not make finance or credit decisions and is not a provider. Friendly Finance helps customers find financial partners that meet their requirements.Financial partners may wish to obtain credit reports as part of the decision process. The line of credit available will vary depending on the financial provider. In order to help the government fight identity theft, the funding of terrorism and money laundering activities, providers may verify and record customer information. This website does not directly endorse a particular product and service.Any information on this website should be taken as opinion only.

Address: 903 level 9, 50 clarence st, sydney, nsw, 2000. Email: info@friendlyfinance.com.au Call us at 61288805873

Disclaimer: Cash Loans Paid In 60 Minutes*
* As advertised – FriendlyFinance.com.au is not a lender or broker and does not advise or recommend any lender. We simply provide options based on the information you provide. Once you are approved by an actual lender, your loan may be transferred straight into your bank account within 60 minutes of signing the contract during standard banking hours. The same transfer times could apply on second and subsequent approved loans. For loan amounts over $3,000 it usualy takes longer than 60 minutes

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