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Safe Financial offers small personal loans as well as loans for bad credit. Get loans starting at $500 up to $2,000, with a monthly fee of $20-$80 depending on your loan amount. Apply now and get your money within the next 24 hours or less!
Apply for medium loans starting at $2,001 up to $5,000, with a fixed interest rate per annum of 8.7% - 48% depending on your approved loan amount. Click the button below for a seamless application process, and get your money within the day!
In need of a large loan for your personal expenses? We offer large loan amounts starting at $5,000 up to $100,000. APR is 8.7% - 48% depending on your approved loan amount. Easy application process and quick approval turnaround time, simply click the button below!
Apply for a business loan starting at $1,000 up to $10,000. Repayment terms vary depending on your loan amount; for loans up to $2,000 repayment period will be 13 weeks, and for loans greater than $2,000 repayment period can be stretched up to 40 weeks. APR ranges at 8.7% to 48% depending on the approved loan amount, with an establishment fee of $400 and a loan management fee of up to $399 (for loans greater than $2,000 up to $5,000). Click the button below to begin your application!
All information included here on Friendly Finance is accurate and in line with the data provided on Safe Financial’s website as of November 2023.
About Safe Financial
Safe Financial offers loans from $500 up to $250,000. The company has been in the industry for more than 15 years and has headquarters in Queensland, Australia. The company’s office hours are from Monday to Thursday, 8 AM to 4:30 PM, and Friday, 8 AM to 4 PM AEST. The ACN of Safe Financial is 098751930, with a Credit Licence Number of 391958.
Safe Financial: Eligibility Requirements
The application process for Safe Financial is done through the company’s website or you can also easily apply for a loan using this form. To process your loan application, you need to pass Safe Financial's eligibility requirements:
- Must be an Australian resident on a permanent basis.
- 18 years of age or older.
- Have a bank account and phone number.
- Provide a Driver’s licence or 100 points of ID.
- New clients have to be employed.
- If receiving Centrelink benefits, the borrower’s salary should be at least $500 per week.
After completing the application form online, an agent from the company will contact you to confirm the details you provided in the online form. Applications finished during business hours will receive conditional approval within hours.
As part of the responsible lending regulations, lenders will have to check your source of income as part of the borrowing process. Once the application is approved, you will receive the funds of the loan within the same day, depending on how quickly you revert the signed documents to the lender.
One of the notable loan product features of Safe Financial is that the application is done online with conditional approval sent within hours of the application. There are also no penalties imposed for late payments or dishonoured payments. This is helpful in the case of an unfortunate event or financial emergency.
Borrowers with a bad credit history are also welcome to apply for a loan subject to the approval of the lender. This may help people get access to the finances they need, and the company’s office hours make it easy to apply and answer customer queries.
The Company: Safe Financial
There are some positives and negatives for prospective borrowers to consider before using Safe Financial as an online lender. As part of the reviewing process for this page, customer feedback and common questions answered on the company website were considered for the overall assessment.
Positives
- Quick-release of conditional approval
- Zero fees on late payments
- Borrowers with poor credit scores can apply for loans with the lender
Negatives
- High administration fees for loans above $2,001.
- Loans getting declined after minor discrepancies in the application details
