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Apply now and have an approval decision within minutes
Associated fees:
20% establishment fee
4% monthly fee
No early repayment fees
Example Loan Cost:
Borrow $1,000 → Repay $1,560 over 6 months
Borrow $2,000 → Repay $3,120 over 12 months
Best For:
✔ Unexpected expenses
✔ Borrowers needing fast approval and quick access to small loans
Associated fees:
$400 establishment fee
47.6158% annual interest rate (APR)
Example Loan Cost:
Borrow $5,000 at 47.6158% p.a. over 24 months → Total repayment ~$7,900
Borrow $10,000 at 47.6158% p.a. over 36 months → Total repayment ~$17,500
Best For:
✔ Debt consolidation, home renovations, large purchases
Interest Rate & Fees: Varies based on usage
Best For:
✔ People who need flexible credit access without reapplying
Pros:
✔ Borrow and repay on your own schedule
✔ No need to apply for multiple loans
Cons:
❌ Ongoing fees apply
❌ Not suitable for long-term debt
All information included here on Friendly Finance is accurate and in line with the data provided on Nimble’s website as of February 2025.
About Nimble
📌 Founded: 2005
📌 Headquarters: Gold Coast, Queensland, Australia
📌 Credit Licence: Australian Credit Licence (ACL) 386010
📌 Regulated by: Australian Securities and Investments Commission (ASIC)
📌 Main Services:
✔ Small & Medium Personal Loans
✔ Car Loans
✔ Lines of Credit (Nimble AnyTime)
Nimble is one of Australia’s most well-known short-term lenders, providing fast online personal loans. The company offers a fully digital loan application process, with quick approvals and same-day funding for eligible applicants.
Originally specializing in payday loans, Nimble has evolved into a personal loan and line-of-credit provider, offering flexible repayment options. Their loan products cater to borrowers looking for quick cash access, emergency funds, and debt consolidation solutions.
Nimble: Eligibility Requirements
The application process for Nimble is done through the company’s website or you can also easily apply for a loan using this form. To process your loan application, you need to pass Nimble's eligibility requirements:
- You must be at least 18 years of age
- You must be an Australian citizen or permanent resident.
- You must have a regular source of income.
- You must have a valid email address and mobile number.
- You must have an active Australian bank account in your name.
- You must be employed with Centrelink benefits not exceeding 50% of the total monthly income
- You must not have been bankrupt or entered into any debt agreements or personal insolvency agreements in the past 12 months.
Once you complete the application process online, a member of the Nimble team will reach out to you to verify the details you provided in the application form.
Please note that meeting these eligibility requirements does not guarantee approval for a loan. Nimble will also consider your credit history and overall financial situation when making a lending decision.
Fast approval: Nimble’s weekend loans are designed to provide quick access to funds, with approval typically within 60 minutes during business hours.
Flexible loan amounts: You can borrow from $300 to $25,000, depending on your eligibility and creditworthiness.
Repayment flexibility: Nimble offers flexible repayment terms ranging from 62 days to 48 months, so you can choose a repayment schedule that suits your budget.
Same-day funding: If you’re approved and confirm your loan before 4:30 pm AEST on a banking day, you may receive your funds within 60 minutes. Depending on your bank, you may receive your funds even faster, potentially within minutes.
Online application: You can apply for a Nimble weekend loan online, from the comfort of your own home, 24/7.
No hidden fees: Nimble is transparent about its fees, so you’ll know exactly what you’ll be charged before you commit to the loan. There are no hidden fees or charges.
The Company: Nimble
There are some positives and negatives for prospective borrowers to consider before using Nimble as an online lender. As part of the reviewing process for this page, customer feedback and common questions answered on the company website were considered for the overall assessment.
Positives
- Quick turnaround time on fund release for cash loans
- 24- to 48-hour approval process including a loan verification call as part of its responsible lending practices
- Online application process through the Nimble website
- Chance of approval for borrowers with poor credit ratings or individuals with adverse findings.
Negatives
- Customers have reported the website crashing occasionally when applying through their online application form.
