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$2001

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$15000

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Online Lender: CashnGo

Product Highlights

Loans from $300 to $2,000
Over 62 to 180 days

CashnGo Loans: Get Your Money Today

Short Term Loans
Medium Loans
62 days min – 180 days max

CashnGo offers a short-term loan with minimum loan amount of $300 and a maximum of $2,000. First-time customers can only get a $600 loan if employed and $300 if the customer depends on Centrelink benefits. There is an establishment fee amounting to 20% of the loan amount.

2 months min – 12 months max

CashnGo also plans to offer medium loan amounts for qualified borrowers. The minimum loan amount will be $2,001 with a maximum loan amount of $5,000.

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Application Process

To apply for any loan from Cashngo you can choose to fill out this form. Applicants must also satisfy the following eligibility requirements:

You must be at least 18 years old.
Earn a steady regular income.
Have the capacity to repay their loans

The following documents and information will be requested in the course of the application process:

Contact details
Job information
Details of earnings and expenditures
A recent bank statement (within the previous 60 days) with their BSB and account number
Photo identifications
Two recent payslips

You can choose to load your funds onto your CashnGo Eftpos Card (if you have one) or send it to your preferred bank account. If you request that funds be deposited into a bank account, the time it takes may vary depending on your bank. The loan term repayment for a small loan is one to four months, with instalments due weekly, biweekly, or monthly.

Approval within Minutes*

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About CashnGo Loans

CashnGo is a short-term lending provider. CashnGo payday loans accept applications from those with bad credit and Centrelink beneficiaries. CashnGo was founded in 2013 by George Hajjar and currently has more than 50 staff members.

CashnGo’s headquarters is at Parramatta, New South Wales, with business hours from Monday to Friday, 9 AM to 8 PM, and Saturday, 9 AM to 5 PM. The CashnGo ABN is 82 156 288 078 with a Credit License Number is 431627. The company has won the 2021 ProductReview.com.au Awards for Short Term Loans.

Notable Loan Product Features

The notable loan product feature of CashnGo is that you can apply online or at one of its conveniently located kiosks. In addition, the online dashboard allows you to view the status of your application, finalise your loan or check for your loan balance.

Other fees to consider

The following are the lending costs of CashnGo Small Loans:

Establishment costs of 20% of the loan amount.
A monthly interest rate of 4%.
No mentioned minimum and maximum APR on CashnGo’s website
No mentioned default fees, early repayment fees, and any other associated loan fees on CashnGo’s website

Note: The data above is accurate and based on information available on CashnGo’s website as of November 2023.

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The Company: CashnGo

Positives

Manageable interest rates
Option to reschedule payments
Easy application with the option to apply online or through CashnGo’s self-service Kiosks
No hidden fees

Negatives

High daily fees accruing for each day of late payment (up to 43 days)

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