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Apply now and have an approval decision within minutes
Associated fees:
20% establishment fee
4% monthly fee
Example Loan Cost:
Borrow $500 → Repay $720 over 6 months
Borrow $2,000 → Repay $3,120 over 12 months
Best For:
✔ Small emergency expenses
✔ Individuals who need quick approval and fast funding
No mentioned default fees, early repayment fees, and any other associated loan fees on CashnGo’s website
The data above is accurate and based on information available on CashnGo’s website as of February 2025.
About CashnGo
📌 Founded: 2016
📌 Headquarters: Sydney, New South Wales, Australia
📌 Credit Licence: Australian Credit Licence (ACL) 387877
📌 Regulated by: Australian Securities and Investments Commission (ASIC)
📌 Main Services:
✔ Small Payday Loans (Short-Term Loans)
✔ Automated Lending Kiosks (Self-service loan application at physical locations)
✔ Instant Online Loan Approvals
CashnGo is an Australian short-term loan provider that offers fast payday loans and small personal loans for customers needing urgent cash. The company operates as a fully digital lender, providing online loan applications, instant approvals, and same-day payouts.
CashnGo is known for its self-service loan kiosks, which allow customers to apply for loans in-store at automated machines. This unique feature sets it apart from other payday lenders in Australia.
CashnGo: Eligibility Requirements
The application process for CashnGo is done through the company’s website or you can also easily apply for a loan using this form. To process your loan application, you need to pass CashnGo's eligibility requirements:
- At least 18 years old
- Australian citizen or permanent resident
- Must have a stable income source (wages, salary, or Centrelink)
- Must have an Australian bank account
- No credit check for payday loans under $2,000
You can choose to load your funds onto your CashnGo Eftpos Card (if you have one) or send it to your preferred bank account. If you request that funds be deposited into a bank account, the time it takes may vary depending on your bank. The loan term repayment for a small loan is one to four months, with instalments due weekly, biweekly, or monthly.
Instant Approval Process: CashnGo uses an automated system for fast approval decisions.
Same-Day Funding: Funds are typically disbursed within 30 minutes to 1 hour of approval.
No Credit Check for Small Loans: Customers with bad credit or no credit history may still qualify.
Flexible Repayment Options: Choose weekly, fortnightly, or monthly payments.
Kiosk Loan Applications: Customers can apply via in-store self-service kiosks for instant processing.
ASIC-Regulated & Licensed: Fully compliant with Australian lending laws.
The Company: CashnGo
There are some positives and negatives for prospective borrowers to consider before using CashnGo as an online lender. As part of the reviewing process for this page, customer feedback and common questions answered on the company website were considered for the overall assessment.
Positives
- Very fast approval & funding
- Easy online application process
- Good option for people needing cash quickly
Negatives
- Some users report difficulties reaching customer support
- Strict repayment terms – late payments lead to additional fees
