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Apply now and have an approval decision within minutes
Associated fees:
20% establishment fee
4% monthly fee
Example Loan Cost:
Borrow $500 → Repay $720 over 6 months
Borrow $2,000 → Repay $3,120 over 12 months
Best For:
✔ Small cash emergencies (bills, medical expenses, urgent repairs)
✔ Customers with bad credit who need quick funding
Associated fees:
$400 establishment fee
48% annual interest rate (APR)
Example Loan Cost:
Borrow $3,000 → Repay $5,200 over 18 months
Borrow $5,000 → Repay $7,900 over 24 months
Best For:
✔ People needing larger loans for rent, debt consolidation, or big expenses
Default fees, early repayment fees, and other associated loan fees are not provided in Cash Stop’s website.
All the data found here on Friendly Finance are accurate and are in line with the information on Cash Stop’s website as of February 2025.
About Cash Stop
📌 Founded: 2000
📌 Headquarters: New South Wales, Australia
📌 Credit Licence: Australian Credit Licence (ACL) 390115
📌 Regulated by: Australian Securities and Investments Commission (ASIC)
📌 Main Services:
✔ Short-term loans (Payday Loans, Personal Loans)
✔ Small cash advances
✔ Fast online loan approvals
Cash Stop is an Australian lender that specialises in short-term loans such as payday loans, personal loans, and cash advances. The company operates both online and in-store, providing fast access to small and medium-sized loans for customers who may not qualify for traditional bank loans.
They are a licensed credit provider under the National Consumer Credit Protection Act (NCCP) and are regulated by ASIC (Australian Securities and Investments Commission). Cash Stop aims to offer quick financial assistance with an easy application process, often providing same-day funding.
Cash Stop: Eligibility Requirements
The application process for Cash Stop is done through the company’s website or you can also easily apply for a loan using this form. To process your loan application, you need to pass Cash Stop's eligibility requirements:
- At least 18 years old
- Australian citizen or permanent resident
- Must have a stable income source
- Must have an Australian bank account
- No credit check required for payday loans
- Credit check required for personal loans
✔ Online applications are processed within a few hours (if submitted during business hours).
✔ Loans approved before 2 PM AEST are typically disbursed the same day.
✔ Funds are transferred directly to the borrower's bank account.
✔ In-store applicants can receive cash instantly upon approval.
Fast Loan Approvals: Same-day funding available for approved applications.
No Credit Check for Small Loans: Customers with bad credit or no credit history may still qualify.
Flexible Repayment Options: Choose weekly, fortnightly, or monthly repayments.
Online & In-Store Services: Apply online or in-person at a Cash Stop branch.
ASIC-Regulated & Licensed: Fully compliant with Australian lending laws.
The Company: Cash Stop
There are some positives and negatives for prospective borrowers to consider before using Cash Stop as an online lender. As part of the reviewing process for this page, customer feedback and common questions answered on the company website were considered for the overall assessment.
Positives
- Speedy loan application process and timely approval of loans.
- Available for customers with low credit scores.
- No hidden fees – clear breakdown of costs.
Negatives
- Strict repayment terms – missing a payment can lead to extra fees.
- Some users report poor customer service response times.
