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Over 100,000 Australians helped in applying for small cash loans
What our customers say
The application is 100% online, which you can do even on your mobile device.
Once approved, you may be able to get your money on the same day.
We also offer small cash loans for people with bad credit history.

Benefits of Small Cash Loans in Geelong
Friendly Finance is your trusted source for small cash loans in Geelong. If you are facing unexpected expenses or need a little extra to tide you over, our small cash loans provide a straightforward and speedy solution.
Quick Access to Funds
When life throws a curveball, our cash loans are here to help. Get quick funding to cover medical emergencies, home repairs, or last-minute expenses with ease.Easy Application Process
Forget about the stacks of paperwork! Friendly Finance offers a streamlined online application which you can complete in just a few minutes from the comfort of your home.Flexible Repayment Options
We understand that everyone’s financial situation is unique. Fortunately, you may be able to request for repayment plans that fit your individual needs. This can help you manage your finances with less stress.To help you get started
Applying is simple! Our streamlined process will do the heavy lifting.
Step 1: Fill out our application
Start by filling out our secure online form with your details. Just click the button below
Step 2: Wait for your approval
Most applications are processed within hours, so you won’t be left waiting.
Step 3: Get Your Funds
Once approved, your money will be deposited directly into your bank account, ready to be used as soon as the next business day.
Eligibility and Requirements
Eligibility Criteria
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You must be an Australian citizen or a permanent resident of Australia
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You must be at least 18 years old.
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You must be employed and have money deposited into your bank account.
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Have a good credit history
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Make a certain amount of income every month, as determined by the lender.
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People with bad credit or centrelink customers are also welcome to apply. (Centrelink)
Documents and Information Needed
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General information about yourself
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Contact details
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Work and residential status
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90-days worth of bank statements
Frequently Asked Questions
Don’t see what you had in mind? You can reach out to us via our contact form or email us at info@friendlyfinance.com.au
What is a small cash loan?
This is a type of short-term borrowing where you can typically get $200 up to $2,000. These loans are designed to help cover unexpected expenses or urgent cash needs.
How quickly will I be able to receive my money?
If your application is approved, the funds can often be deposited into your bank account within 24 hours. Some lenders even offer same-day funding if certain conditions are met.
What are the associated fees for a cash loan?
These typically include establishment fees, monthly service fees, and possibly late payment or early repayment fees. Always check the specific fees before applying.
Can I apply for a small cash loan with bad credit?
Yes, most of the lenders in our panel also offer small cash loans to people with bad credit. They often evaluate your current financial situation and ability to repay the loan, rather than just your credit history.