Do you need some cash in a hurry to pay for expenses that can’t wait? Are you tired of lengthy applications and loads of paperwork? Stressed out about credit checks, financial jargon and frosty loan consultants? At Friendly Finance, we make it easy for you to apply for instant loans.
Have you ever noticed that expenses seem to pop up when you least expect them? To make matters worse, your budget is already stretched to the max. Your month is beginning to go well when you’re slapped with a hefty plumbing, electrical, or car repair bill.
Top off an already expensive month with a big anniversary or family wedding, and it’s mayhem. You don’t want to disappoint the people you care about the most, but finances are tight.
No matter what needs paying, if you weren’t expecting the expense, it’s a stress you don’t need.
Finding instant loans
Bank loans can be difficult to get at the best of times. Especially, with all the credit checks and high-income requirements. You may have already left your local branch disappointed and gone looking for an alternative lender.
Loan companies can be hit and miss too, especially if this is the first time you’re wanting to apply for finance. Plus, who knows if the company you’re dealing with is above board?
At Friendly Finance, we understand how frustrating it can be trying to get the cash you need. Therefore, we make it our business to match customers with a loan company that will serve them best.
However, as we are responsible lender finders who work with responsible lenders, we can’t actually find lenders who offer instant loans. This is because there is a process that we and our lenders must go through when assessing your application. So, while we do not work with lenders who offer instant loans, we work with lenders who offer very fast loans: much faster than some loans from other traditional lenders. We explain it all here so keep reading to find out more.
What are Instant Loans?
Instant loans are a type of short-term personal loan that allows you to receive your funds quickly after being approved. When you need to pay your expenses and you don’t have time to lose, instant loans can be a great solution.
We find lenders that offer instant loans from $300 all the way up to $15,000. The amount you qualify for will depend on your income, expenses and monthly budget.
Are you worried about a bad credit history? Finding instant loans online bad credit on your own can feel like looking for a needle in a haystack. There are so many loan providers out there, with so many options to choose from. However, which one is right for you?
How we help
If you apply through the wrong loan companies, only to have your application rejected, your credit score could be affected due to multiple credit enquiries. That could make it harder – not easier – to apply for the right loan when it comes along.
Friendly Finance takes the miss out of your hits! Our job is to save you time. We also help you avoid the hassle and frustration of applying for too many instant loans online. Our comprehensive services mean that we dig deep. We source loan companies across Australia who understand the needs of their customers.
There’s only one you – and your finances are as unique as your personality.
Our website compares offers from several great providers. Apply online through Friendly Finance and you may be able to source instant loans from a variety of approved lenders.
Why compare instant loans?
Now, you may be wondering…what’s all this fuss about comparing loans? Why can’t you go with the one that has the fastest approval?
When you sign a loan agreement, you’re committing to repay the agreed amount for a period of time. That’s why it’s so important to find the best loan for your finances and situation.
Choosing the wrong instant loans can cause a lot of headaches and financial trouble. You could end up paying way too much interest or other charges. Dollars that could have been sitting safely in your pocket.
By comparing instant loans, Friendly Finance takes the uncertainty out of applying for the money you need.
Our comprehensive selection of loans includes a variety of smaller loans
Browse our site to connect with trusted lending companies in the industry. Friendly Finance represents some of the most innovative and dynamic financial providers. Lenders who understand the needs of customers like you.
We will never treat you like a number. When our preferred lenders review your application, they consider your individual needs.
Our specialised comparison site uses the details you provide to reduce the number of possible loan matches. The sophisticated filter system ensures you won’t feel overwhelmed with options that aren’t a good match for you.
As most of our cash loan providers are online, they are able to give you pre-approval on your application very quickly after you’ve have been matched.
Instant loans – how do I apply?
Instant loans are fast and convenient – but how do you apply for one? Our one-stop process is 100% online. Save yourself time and get one step closer to your money goals.
Friendly Finance can help you find instant loans for amounts between $300 and $15,000.
When you visit our homepage, you’ll see our loan estimator tool. Slide your loan amount up and down until you find the amount you’d like to borrow. Now, click “Apply Now” and move on to the next step. Next, you’ll be able to choose your loan’s repayment time. This varies between a few months and two years, depending on the amount you’d like to borrow.
Who can apply for instant loans?
You may be wondering if you qualify for an instant loan. If you meet these easy criteria, there’s a good chance that you do!
To qualify for instant loans, you should be:
- 18 years or older.
- An Australian citizen or permanent resident.
- Employed or receive another type of regular income.
- Able to provide a valid mobile number and email address
What documents do I need to provide?
Instant loans are like every other type of financial product – there’s a bit of paperwork involved.
The good news is, we’ve streamlined our application process and made it 100% online. When you use our lender finding service, we’ll ask you to provide these details:
- Proof of identification as an Australian citizen or permanent resident.
- Proof of income
- Internet banking credentials
- A valid mobile number and email address
If your lender needs any additional information once we have referred you to them, they will get in touch to go over any final details. Therefore, it’s important to ensure the number you supply is correct.
Secure and trusted service you can rely on – even before you apply
Our lender finding service will browse the site of hundreds of lending companies to match you with the best one. You’ll see all the relevant details about different lenders and the products they offer.
You’ll also be able to see an estimate of the total cost of borrowing. Our transparent system makes it easy to locate the right interest rate for any amount you need to borrow. The filtered results will state the terms of repayment and fees charged by each provider.
How long does it take to process instant loans?
There’s nothing worse than waiting days or even a week for a loan application decision. Instant cash loans are fast – and you may even get provisional approval right away!
Once you’ve applied for your instant loan, it won’t be long before you hear from one of our preferred lenders. However, this wait time will depend on whether you have applied within regular business hours or not.
The loan provider will then tell you if they need any more information or documents from you. Once you get that call, you’re on the home stretch!
Repaying your instant loan – what you need to know
We pride ourselves on the strength of our relationships with trusted lenders. Our customers – almost 60,000 of them to be exact – have always received outstanding service. If you’re like most of our customers, you can look forward to a great relationship with your loan provider.
There are three keys to success when you deal with your loan company.
- Know your repayment amount – and whether it’s paid weekly, fortnightly or monthly.
- Know your repayment date – this will be an automatic debit on this date.
- Contact your loan company if you have any trouble paying your instalments.
All the details of your loan repayment amount and repayment date will be in your loan agreement.
Your loan agreement will detail late payment penalties in the case of missed payments. Don’t go there. It’s important to make sure that you have enough money in your bank account to meet your loan repayments.
If your financial situation changes, don’t worry in silence! Contact your loan provider and tell them about your situation. They understand that unexpected problems happen. Be upfront and honest and they will do their utmost to help you avoid further penalties.
Are you ready to experience Friendly Finance?
We are confident that we’re the ideal partner to match you with a loan that will suit your needs. Here are a few reasons why:
Friendly Finance designed a comparison tool to meet the most pressing needs of borrowers. Our extensive services are matched by our impeccable reputation in the finance industry. We put our customers first and make it our first priority to match them with the best lenders. The strength of our brand comes from our relationships. We work only with established and trusted loan companies. These experienced professionals treat customers with respect and understanding. We’d love to help you find one of the best instant loans in the industry to meet your needs. We look forward to earning your trust and becoming your go-to company for instant loan offers. And our own experienced customer service professionals are standing by to assist you.
Furthermore, our dedicated experts at Friendly Finance are there to meet your satisfaction. We will go out of our way to ensure that your interests are always represented.
Ready to pay those expenses? Apply for an instant loan today!
From a major car service to minor dental surgery, there are some expenses that can’t wait – and neither should you!
Don’t lose sleep over those expenses that you need to pay. Apply for an instant loan, and you could be on your way to instant financial relief.
However, while we don’t work with lenders who offer instant loans, you can apply with us, find a lender, get your outcome and receive your cash in a fraction of the time of some banks and more traditional lenders.
Complete your online application in a couple of minutes. Before you know it, you will have your provisional approval. It’s time to stop worrying and start applying!
Apply for instant loans through Friendly Finance today and stop worrying about tomorrow!