Credit Report

Advice on how to build a credit profile

Building a credit profile

You may have been told from a young age by an older family member that borrowing money means you’ll get into debt and owe a bank interest, which is something to be very wary of. In this day of age, having a credit history is really quite essential. Should you wish to buy a property

The differences between hard and soft inquiries

Hard inquiry on credit report

When a prospective lender makes a credit inquiry to a credit bureau, there are two different options of data available for them to pull on your credit report: soft inquiries and hard inquiries. The main three bureaus in Australia being; Veda, Dunn & Bradstreet and Experian. Whilst both types of credit inquiries require a third

Why having a good credit score is important

Checking credit score on tablet

If you’ve been paying all of your bills in a timely manner and made the necessary steps to ensure your credit score is in good shape by paying down your credit cards balances, this helps creditors view you as more credit-worthy, which is a good thing. As a result, lenders are more likely to lend

Identity Theft – What to look out for?

ID Theft and Online Protection

Roughly 5% of Australians have been a victim of cybercrime. That means more than 772,000 people have experienced identity theft in the past 12 months alone. A study conducted by credit bureau Veda in 2015, shows that almost 1 in 5 Australians (17% of the population) have had their personal information stolen at some stage.

Spotted an error with your credit report?

Credit Score on a laptop

Have you ever received your credit report and thought something doesn’t quite stack up? Do you have a marked flag which you fundamentally disagree with? Whilst credit report errors are infrequent, it’s important that you have the right to dispute any inaccurate information. Here are some pointers to help you with any dispute that may

Why you should monitor your credit report

Credit Report Monitor

You may not be aware of it but your credit score plays a vital role in your life. It influences most of your financial options from being approved for credit cards and the amount of interest you pay on a loan, to being accepted by a landlord to rent your dream apartment. Why having a good

Legal information

Marketplace Finance Pty Ltd with ACN 608 607 227 and ACL 487316 is trading as Friendly Finance. Friendly Finance does not make finance or credit decisions and is not a provider. Friendly Finance helps customers find financial partners that meet their requirements.Financial partners may wish to obtain credit reports as part of the decision process. The line of credit available will vary depending on the financial provider. In order to help the government fight identity theft, the funding of terrorism and money laundering activities, providers may verify and record customer information. This website does not directly endorse a particular product and service.Any information on this website should be taken as opinion only.

Address: 903 level 9, 50 clarence st, sydney, nsw, 2000. Email: info@friendlyfinance.com.au

Disclaimer: Cash Loans Paid In 60 Minutes*
* As advertised - FriendlyFinance.com.au is not a lender or broker and does not advise or recommend any lender. We simply provide options based on the information you provide.
Once you are approved by an actual lender, your loan may be transferred straight into your bank account within 60 minutes of signing the contract during standard banking hours.
The same transfer times could apply on second and subsequent approved loans.
For loan amounts over $3,000 it usualy takes longer than 60 minutes

WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.


Check your options before you borrow:

The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.