Credit Cards

Credit Card Debt Consolidation

Credit Card Debt Consolidation

The total amount of debt on credit cards in Australia has risen to north of 40 billion. This works out to be roughly $4,300 per cardholder and, at a 15-20% interest rate, means the average card user is paying around $700 in interest per year. People with a high amount of credit card debt often

Be smart with your credit card whilst travelling

Credit Card and Travelling

A long holiday abroad is always an exciting prospect and can keep us going through the long working weeks. Planning a trip in advance is a great way to reduce costs and enjoy the holiday even more once you’re there. A key part of your planning will be deciding how to pay for the trip

Factors that may affect your credit rating

Checking credit score on phone

A credit score becomes a very important factor when seeking credit. Although Australians are becoming more aware of their credit profile, a credit rating or credit scale is still not common knowledge throughout the majority of the country. Banks use a credit bureau such as Veda to assess whether you are viable for a particular line of

Credit cards and the powerful money-saving tools they harness

Using Credit Card Online

Credit cards can be a very useful tool if used correctly and responsibly. They can save you hundreds and thousands of dollars in interest on your borrowing, make you money when in use, protect your belongings when travelling, and improve your credit rating. Prospective lenders will also be more liable to lend you money at

Comparing credit cards and loans

The concept of credit cards and loans

When we find ourselves in a spot financial difficulty, where do we go to find the best solution? This is a question many of us face at some stage in our lives, and whether it’s looking for a credit card or a loan, there are so many options to compare in the market. It’s very

5 helpful tips if you miss a credit card payment

Overdue bills

It’s very easy to miss a payment for a number of reasons. Whether it’s an honest mistake like cancelling the direct debit by accident, or not having the funds in your account on the day of collection, it’s never a good feeling regardless of the cause. Left unresolved, it could be a costly mistake. You

What happens to my stolen card details?

Stolen Card Details

Whether it is setting up a password that even you can’t remember or covering a pin number at the local ATM, we all take steps to protect our finances and credit in the real world. Yet, despite our best efforts, we can still be susceptible to credit card fraud. Over one million Australians have been

Legal information

Marketplace Finance Pty Ltd with ACN 608 607 227 and ACL 487316 is trading as Friendly Finance. Friendly Finance does not make finance or credit decisions and is not a provider. Friendly Finance helps customers find financial partners that meet their requirements.Financial partners may wish to obtain credit reports as part of the decision process. The line of credit available will vary depending on the financial provider. In order to help the government fight identity theft, the funding of terrorism and money laundering activities, providers may verify and record customer information. This website does not directly endorse a particular product and service.Any information on this website should be taken as opinion only.

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Disclaimer: Cash Loans Paid In 60 Minutes*
* As advertised - is not a lender or broker and does not advise or recommend any lender. We simply provide options based on the information you provide.
Once you are approved by an actual lender, your loan may be transferred straight into your bank account within 60 minutes of signing the contract during standard banking hours.
The same transfer times could apply on second and subsequent approved loans.
For loan amounts over $3,000 it usualy takes longer than 60 minutes

WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.