Cash Loans today are loans that can be accessed quickly and with ease. Customers can apply for quick cash loans from $300 to $15,000. These loans can be repaid over a period of up to 24 months – depending on the type of loan.
Most people experience some rough patches in their life. Often times unexpected expenses pop up at the worst of times and we need the cash fast! That’s what Friendly Finance is here for – we are prepared for the unexpected!
Need Quick Cash Today
Didn’t plan for that unexpected medical bill or maybe you need instant money for that weekend getaway? We have you covered. Friendly Finance is here to help find a lender that can offer fast cash when you need it the most. At Friendly Finance we understand you don’t have time to stand in line at the bank. When you need the cash now we are here to make finding cash easy.
How Quickly Will I Get The Funds?
If you’re approved, your lender should transfer the funds straight away. The amount of time taken for the money to hit your bank account will depend on a number of different factors. If you do apply within business hours, however, and happen to share the same bank as the lender the money could be available to you instantly.
If you bank with someone different the time taken for the money to hit your account could vary between 60 minutes to the next business day.
Who Can Apply?
Don’t let bad credit ratings deter you from applying for the cash you need. At Friendly, we find lenders that look at more than your history so you can focus on the future. We want to see you living the life you want to live – so let us help find a lender that can say ‘yes’!
The Kinds of Questions To Expect
- Are you 18 years of age?
- Do you have a steady job with a minimum income of approximately $350/ week?
- Do you receive frequent payments to your account?
- Do you receive less than half of your income from benefits?
- Do you have a stable financial situation for immediate future?
Most of our lenders do, however, look at the big picture. The lender will take into consideration your ability to repay the loan. This means that your chances of getting instant approval for a cash loan today could be high!
What To Consider When Applying
logistics. So, we have done the thinking for you. Apply with us and we’ll do our best to find you an instant, same day cash loan with one of our many lenders. Here are a few things to consider when deciding which personal loan will suit you best:
How Do They Compare – Fixed And Variable Interest Rates
It’s in the name – fixed interest rates offer stability. The amount you owe the lender does not change, however, this can come with some extra fees and charges. Whereas, variable interest rates vary! The interest rate has the ability to go up and down during the term of the loan. On the bright side they do offer more flexibility if you would like to repay your loan earlier than the agreed-upon term of repayment and – if you are lucky – can sometimes decrease to allow for a lower loan cost.
Will I Incur Any Fees Or Charges for Cash Loans Today?
At Friendly, we find lenders that should disclose all possible fees and charges from the get-go! Often times any loan is taken directly from your account by the lender so it is important you are aware of any late fees that you may incur if the payments are not made on time. Establishment or application fees may be an initial cost, however, we cannot guarantee costs.
Who Is Eligible To Apply For Cash Loans Today?
We want to give everyone a fair go at Friendly! However, most short term loan providers do check out some of the details. No stress – we will do our best to find you a lender without any hassle.
Receiving Centrelink – Can I Get A Quick Cash Loan Today?
The short answer is yes! We find lenders that look at more than just the fact that you receive Centrelink payments. If you receive Centrelink payments you may have been knocked back by traditional lenders in the past. Well, Friendly Finance is here to find you a lender that can say ‘yes’. So, apply today for a lender-finding service that can get you connected to quality lenders.
The logistics of instant cash loans whilst receiving Centrelink payments will depend on whether or not the applicant receives more than 50% of their income from the benefit payments. Loan repayments on a short term loan cannot be any more than 20 per cent of the applicant’s gross income.
I’m A Student – Can I Get Instant Approval On Quick Cash Loans Today?
At Friendly Finance, we try to find lenders that don’t discriminate. Yes, we understand that students also need instant cash loans. Maybe the rent is due and you’ve just had to cough up for your car registration. Maybe your computer is having issues and you’d like to invest in a reliable laptop.
We get it, the unexpected happens and we aren’t always prepared! Our lenders will do their best to give you a fair go. So, if you can make the repayments, more often than not, they will loan you the fast cash!
Bad Credit? We Look To The Future!
Need a cash loan today, bad credit? At Friendly Finance we consider where you are going, rather than where you have been. This means there is no need to stress if your credit score isn’t something you want to shout from the rooftops. We find lenders that look at more than just your credit score.
Many of our lenders will conduct a credit check, however, this is only one step in the application process. These checks are usually run through bureaus such as Equifax. These bureaus have your credit information stored online and will provide it to our lenders when requested.
How Do Our Lenders Access Your Credit Score?
Most of our lenders will access your credit score using the VedaScale (now known as Equifax). This will allow them to access where you rank in a score from 0 to 1200 according to your credit history. Although some of our short term lenders do require your credit score rank 600 or above, many do not require you meet any score at all! So, often times this is just a routine check. This can be a point of difference for many lenders as they can simply take into consideration how you will repay the loan you are applying for. Essentially, our goal is to get you instant approval on cash loans today!
You can find out how to check your credit score here!
Different Types of Personal Loans
When you need instant cash, there are a number of different fast cash loan options. We want to get you the cash you need on your terms.
Secured Personal Loans
Fast cash loans that are secured rely on an underlying asset as collateral. Essentially the collateral, a car, motorbike, caravan or boat, acts as a backup plan in the case that the loan defaults. These loans are essentially safer for the lender – due to the collateral back up – so, the interest rate is often much lower.
What Is An Unsecured Personal Loan?
Unlike a secured loan, unsecured loans are riskier for the lender. There is no collateral is needed. Due to the higher level of risk associated with the loan a higher interest rate usually applies. Friendly Finance will do its best to find you a lender that can you the cash fast!
Peer To Peer Loans
If you need instant cash loans for a business purpose, a peer to peer loan might be the answer. These unsecured loans are organised between borrowers and investors so do not require the input of large banking corporations. This fast cash loan process is automated with the use of high tech algorithms.
Due to the use of technology these fast loans are cheaper for the borrower and create higher returns for the investor. The owner of the lending platform will take a small fee from each transaction as profit. This process means you get the cash fast whilst avoiding the hassle of the big banks, so this means you get instant cash loans today!
What Is An Overdraft Loan?
Ever overdrawn on your bank account? In essence, an overdraft loan is the ability to draw past the available funds in the borrower’s bank account. Although these types of instant cash loans are handy there can be some incurring fees and charges.
We understand that each application and each circumstance. Fast and easy cash comes in very handy when the unexpected happens. Here at Friendly, we want to help you make the right choice. With the accessibility of a multitude of easy personal loan options on the market, it is easy to get caught up in the glitz and glam. You keep asking yourself, what will they really provide?
At Friendly, we are here to simplify the process and hook you up with a lender that is going to support your individual needs – without the fuss! We are fully transparent – we work for you – so ask us anything! A best personal loans comparison tool can help you figure out what is going to work best for you!
When you need money in a hurry nobody wants to spend hours trying to find out who and what is going to work best for you! We are all about instant cash on your terms – no fuss, no time wasted – just instant, same day cash loans!
How Do I Apply?
Friendly has made the application process for fast cash nice and simple so you can focus on the more important things! You could have the fast cash in 3 easy steps.
How Does It Work?
Why not find out how much you could borrow today – obligation free!
- Apply – complete your application form 100% online, this could only take a few minutes!
- Once you have submitted your details we will do the searching for you! Our smart technology scans hundreds of personal loans to match you with a lender.
- We’ll let you know the verdict within minutes! We’ve got some of Australia’s best lenders on our side so we are confident we can find a match made in heaven.
Why not give us a try – no fuss – just lenders that can offer quality instant, same day cash loans!
Get your cash loan today
If you are in a rush to get money today, it is likely you don’t have time to fully review your options. There are plenty of lenders online that advertise ‘cash today, instant pre-approval decisions made’ but can they be trusted? At Friendly Finance, we have built useful comparison tools to help you make an informed decision in a short time. We review loans from trusted lenders in Australia so you can be confident in applying for a cash loan today and securing your financial future.
Comparing cash loans today made simple
We want you to be well-informed before you commit and become a borrower. Even if you need cash today, you should spend the adequate time to understand the cash loan product you are applying for and whether it is affordable based on your personal financial circumstances. To help, we have reviewed each lender’s term and conditions and provided all the important details on the loan products in an easy-to-read format. The lenders we compare are licensed companies who are trusted in the market, giving you confidence that the cash you get today is within the regulations of Australian Securities & Investments Commission (ASIC).
Our loan calculators can also be used to work out the total cost of borrowing. This will help you to decide if the loan is affordable based on the repayments you would owe.
Important information only
We aim to simplify your loan review by only presenting you with the important information on the products we compare. This information includes; loan amounts, borrowing period, interest rates and other fees, lending criteria and application process. Our user-friendly search features also allow you to filter the loan options based on this information, helping to narrow down your search to lenders that match your personal requirements and making the selection process even simpler.
Why choose us?
Friendly Finance is committed to providing superior customer service and experience. We believe a loan should serve you and not the other way around. If you have any comments on how we can make our service even better, please get in touch. Apply today for a lender that can find the best personal loans.